Terms & Conditions

1. About Tappy

Tappy (“we”, “us”, “our”) is an independent payment brokerage service operating at tappy.solutions. We act as an intermediary between businesses seeking payment processing solutions or business funding and a panel of lenders, payment providers, and financial partners.

By using our website or submitting any enquiry form, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our services.

2. Our Services

Tappy provides introductory and brokerage services. We do not directly provide payment processing, merchant accounts, or business loans. Our role is to:

• 1Compare payment terminal and processing rates from multiple providers on your behalf
• 2Introduce you to suitable lenders and funding partners for business finance
• 3Provide independent, impartial advice on payment solutions
• 4Facilitate the application process between you and our partner providers

3. Sharing Your Information with Third Parties

By submitting an enquiry form on our website, you expressly consent to Tappy sharing your personal and business information with relevant third parties, including but not limited to:

• Payment terminal and processing providers
• Business lenders and finance companies
• Merchant services providers
• Our commercial partners and introducers
• Credit reference agencies (where applicable for funding applications)

This sharing is necessary to fulfil the brokerage service you have requested. We will only share information that is relevant and necessary for the purpose of your enquiry. Third parties who receive your data are required to handle it in accordance with applicable data protection laws.

4. No Guarantee of Acceptance

Submitting an enquiry does not guarantee that you will be accepted for any product, service, or funding. All decisions regarding acceptance, rates, and terms rest solely with the relevant provider or lender. Tappy makes no representations or warranties regarding the outcome of any application.

5. Accuracy of Information

You agree to provide accurate, complete, and truthful information when submitting any enquiry or application through our website. Providing false or misleading information may result in your enquiry being rejected and could constitute fraud.

6. No Financial Advice

The information provided on this website and by our team is for general informational purposes only and does not constitute regulated financial advice. You should seek independent financial advice before entering into any financial agreement. Tappy is not authorised or regulated by the Financial Conduct Authority (FCA) to provide regulated financial advice.

7. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Tappy and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content without our prior written consent.

8. Limitation of Liability

To the fullest extent permitted by law, Tappy shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or reliance on information provided on this website. Our total liability to you shall not exceed the amount of any fees paid by you to Tappy (if any).

9. Changes to These Terms

We reserve the right to update these Terms & Conditions at any time. Changes will be posted on this page with an updated date. Your continued use of our website after any changes constitutes your acceptance of the revised terms.

10. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Us

If you have any questions about these Terms & Conditions, please contact us at: